Millennial Money: The evolution of retirement — and what it might mean for you

Now that retirement spans more years than ever, you might need to rethink how you’re envisioning that stage of your life. Although Americans are retiring a little later than they did 30 years ago, they’re also living longer. Retirement isn’t a blip on the life radar — it’s a significant chunk of time.

While your parents may have retired and never worked another day in their lives, you may find that part-time work when you get older fulfills your mental needs and helps your retirement savings last. You may have to be more aggressive with your investments than you expected. And staying healthy is crucial.

“The questions I’m being asked are different, and the conversations clients are bringing to me are different,” says John McGlothlin III, a certified financial planner in Austin, Texas.

Here are the ways retirement might be shaping up for you.