8 times you’re using the wrong credit card
Using the right credit cards for your purchases can help you save money and maximize your benefits
By JAE BRATTON of NerdWallet
Published - Oct 26, 2022, 07:02 AM ET
Last Updated - Jun 24, 2023, 01:28 AM EDT
There’s no such thing as a universal best credit card. The right card for you depends on your lifestyle, your goals and your credit history. For instance, if you’re looking for travel rewards but your friend is building credit, the best card for each of you will differ greatly.
And while there may not be one best card for you — the average American has about three cards, according to a 2021 Experian study — there are many times a card can be wrong for a specific situation.
Here are eight times you could be using the wrong credit card, and what you can do instead.
1. YOU’RE STILL USING YOUR STARTER CREDIT CARD
