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Millennial Money: 5 tactics to pay buy now, pay later debt

After the holiday season, those “buy now, pay later” bills will come due

By MELISSA LAMBARENA of NerdWallet
Published - Jan 10, 2023, 08:38 AM ET
Last Updated - Jun 23, 2023, 03:02 AM EDT

Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut.

If you’re not financially prepared to pay up, late fees or other charges can bury you deeper in debt. Circumstances can change over a matter of weeks through financial setbacks like unemployment, an unexpected bill, a family emergency or other events.

When you’re feeling the financial squeeze of those pay-in-four buy now, pay later plans — and possibly other debts — it’s important to create a plan to pay down balances.

Here are a few options to consider as you strategize your way out of debt.

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