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Adopting a rescue dog? Here's what to know about pet insurance

October is the ASPCA’s Adopt a Shelter Dog Month

By SARAH SCHLICHTER of NerdWallet
Published - Oct 18, 2023, 07:03 AM ET
Last Updated - Oct 18, 2023, 10:15 AM EDT

Adopting a rescue or shelter dog doesn’t just give a needy animal a home. It can provide a playmate for your kids, a jogging buddy for you and a loyal companion for everyone to cuddle with on the couch. But a new pet can also come with unexpected vet bills, which is why you might want to consider pet insurance.

Pet insurance policies can help pay for treatment if your furry friend gets sick or hurt. In some cases, they may also cover vaccinations and other routine care. Here’s how to decide whether pet insurance is right for your rescue dog.

ESTIMATE THE COST OF VET CARE

It’s impossible to know which medical problems a given pet may have in the future. However, researching the breeds you’re interested in can help you get a sense of which health conditions are most likely to crop up, says Dr. Antonio DeMarco, chief medical officer at GoodVets, a chain of animal hospitals with locations across the U.S. Some of these conditions can be both serious and expensive to treat, he says.

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